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ompanies that are responsible for you or your families happiness in case the worst should happen are held to very high standards. Cut-rate life insurance companies are generally frowned upon and the business seeks to be as efficient as it can will still honoring the commitments that it has made in the past. However, customers are still encouraged to look at how independent companies have rated them in terms of their service and value.
In the last 5 years, Banner, Haven Life, Prudential, Transamerican New York Life, Voya, Mutual of Omaha, Metlife, Lincoln, and AIG have found for the top 10 places, with most of them earning A+ or better ratings from most outside companies. Finding the best rates then becomes a process of searching your own personal details with these different companies, finding which one works best for the stage of life that you are in. Each company having their own demographics that they have focused their commitment to service upon.
