Steps to Obtaining Free Credit Score

W hat happens with some sites is that they lure you with free score and once you sign up it changes to paid credit monitoring product. You realize that the ‘free’ they talk about only lasts for a trial period, after which you operate on a fee-based score. However, there are genuine reliable sites from where you can get actual free score. Such sites rely on the answers to the questions asked of your credit situation and give information about your credit. Your actual score, however, is reputed a credit report source. Here are some sites that give you free credit score. At Credit.com, you can get your score estimates from five separate scoring models such as FICO, or VantageScore. The score depends on your credit report with TransUnion, which is a major agency for credit reporting. The credit report card gives you a clear analysis of your performance in the five major areas that influence scores such as usage of debt or payment costing. Besides, you get a clear explanation for each category with a letter grading between A and F. At Credit Karma, you get your real score from TransUnion, depending on your report with the particular credit reporting agency. Even though it does not amount to FICO score, you get a TransRisk score from TransUnion, with points ranging between 100 and 900. Equifax.com is another site that gives you free credit score. Here you get to know your credit score range through credit score card. You also know the reasons your credit does not rank higher and where it falls in the scale of low to high. Equifax points range from 280 to 850. With FICO score estimator, you get your FICO score range and a credit report, which is based on the answers to ten questions relating to your credit situation. In the end, maintaining a higher credit score is important in many investment and financial situations. Start gaining points by earning free credit score from relevant companies.