Best Banks For New Account Holders in California

W hen choosing your beak banking options, it is vital that you consider some aspects that place the bank best for you. These factors include account fees which are most of the times conveniently low, customer service as well as convenience( even distant-wise)and features. The following are the best options for you if you are looking to a bank, as well as the overall ratings of the banks. Discover Bank This bank is rated 4.5 out of 5 stars, and truthfully so, they have an active customer service all day, and there also is no minimum deposit for savings. The online bank has a solid CD system as well as various bonuses. Capital One 360 They have an overall bank rating of 4.5 out of 5 stars, an enticing overdraft policy as well as general good rates. In California, users enjoy online banking. There are no monthly charges on savings and also no minimum deposits to open a CD. Alliant the Credit Union With 4.5 out of 5 stars in overall bank rating, there are no minimum balances or monthly service fees on accounts. Alliant has five branches in California and features low fees as well as high checking and savings rates. Ally Bank This online bank has market leading rates. Being an online bank, there is an active customer service system 24/7 with account holders being entitled to $10 monthly ATM free reimbursement. Checking accounts with Ally Bank pay interest and does not charge monthly fees. Service here has earned the bank 4.5 out of 5 stars in overall bank rating. Golden 1 Credit Union It's only branches are in California and offers 4 checking accounts that feature no monthly fees or minimum balance. This credit union garners 4 out of 5 stars in overall bank rating behind the aforementioned banks.