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A home warranty is not necessary if all you need it for is repairs
A home warranty can replace the house hold items in your home for whatever reason they may have been damaged...
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home warranty can replace the house hold items in your home for whatever reason they may have been damaged or gone missing. So if a natural disaster occurred in your neighbourhood for instance and the damage done extended to the house hold items then you shouldn’t take out home warranty because damaged items can always be replaced.
We place such importance and great value to the belongings that we have in our lives that we feel the need to protect them at any cost, even to the point that objectivity goes out the window insofar as what’s necessary and what isn’t. And while there are items that do need to be protected should they get stolen, there are individuals whose main concern is house hold items that need to be repaired, in this case there needn’t be any home warranty taken to replace them, for simply taking these items into a repair shop is all that’s required to sort out the debacle.
Be that as it may, there are those who have extra money laying about which they can merrily redirect to home warranty that will replace both missing and damaged belongings. But for those who must choose or who are concerned only with the repair of house hold belongings, rather not take home warranty.