Thursday, November 21, 2019
Insurance

A Guide To Emergency Air Ambulance Travel

When we purchase our health and medical insurance we often don’t consider the possibility that we might need an air ambulance one day. There are many circumstances where this could happen and if you don’t know the rules insurance companies have regarding emergency air travel you could be left with a large bill. Here’s everything you need to know about emergency air ambulance travel.

Why Might I Need An Air Ambulance?

There are many circumstances that can lead to you requiring emergency air travel. These include:

  • If you need treatment at a specialist facility
  • If it’s unsafe to transport you on the ground
  • If you wish to return home for treatment
  • If you need rapid treatment

How Much Does Emergency Air Travel Cost?

Are you reading this there thinking “It can’t cost that much for emergency air travel”? Well, think again. Just one flight can cost between $12,000 to $25,000. There are also strict rules insurance companies have which mean you might not be reimbursed if you use an air ambulance.

What Are The Rules?

Every trip in an air ambulance needs to be approved by a health professional working for your insurance company. If they deem the trip isn’t necessary then you’ll be left with the full bill. You can obtain a letter of medical necessity as proof that you needed the emergency service but ultimately the decision lies with your insurance company.

Which Insurance Companies Offer Air Ambulance Coverage?

Here is a list of insurance companies that offer air ambulance coverage. Remember it depends on the policy you choose, so make sure you pick one that includes emergency air travel.

  • BlueCross BlueShield
  • Allianz Worldwide Care
  • Alpha Travel Insurance

The best thing you can do is check with your insurance company if they offer emergency air travel. Many don’t, so it’s important you choose a company that suits your needs.