Close your open bank account that you don’t use
An open bank account that is not used poses a financial hazard to the bank account holder, not least because of the bank charges being raked up with the bank account. And although there may be some slight benefit to keeping an unused bank account, the benefit is too minute to warrant the financial cost of keeping the account open.
The enthusiasm of having a new bank account soon gives way to the practicalities of a banking portfolio that is well suited for one’s needs. As such, the first bank account that one opened will often have to give way for a new bank account that’s more in line with one’s evolving financial needs. Not only is it the first bank account, but in some instances one opens and new accounts as frequently as one’s financial situation changes. However leaving old bank accounts that are no longer used is financially reckless as these open bank accounts accumulate bank charges such as the maintenance fees that typical in all bank accounts.
So it is best to close an open bank account that is not being used and save on the costs involved in keeping a bank account one doesn’t use open. Unless the idea of money being needlessly siphoned out of one’s pockets is appealing, then by all means, keep it open.